Targets are not guarantees. Results can vary materially with market and operational conditions, including periods of severely reduced returns or losses.
Investing with Livsquare involves risk, including the possible loss of capital. Target distributions communicated elsewhere (e.g., 6 months 4%, 12 months 4.5%) are purely indicative and depend on asset performance, market conditions, liquidity, fees and other factors. Performance can deviate materially from targets and may be lower than bank deposit rates during adverse periods.
Returns are variable. Under challenging market or operational conditions, annualised returns may be significantly reduced and can approach very low single digits. In severe scenarios, net results may decline to approximately 1% per annum or negative, and losses of capital are possible.
Where lock-ups apply, capital is recorded inside a smart contract for the selected term (6 months or 12 months). Early unlock is not guaranteed. If available, an on-chain exit request may be initiated and typically requires 7–15 days to process, carries a 25% early-exit penalty on principal or accrued entitlements as stated in product documents, and may be rejected where capacity is unavailable. Re-entry after exit is not assured.
Where products aim to pay monthly distributions, the schedule targets the first five calendar days of each month after income is generated. Payments are not guaranteed and may be reduced, delayed or suspended at our discretion due to liquidity, operational or legal considerations. Amounts credited to your account may be transferred out or re-allocated subject to product terms, fees and any applicable holds.
| Scenario | Drivers | Illustrative Outcome |
|---|---|---|
| Demand Shock | Tourism slowdown, platform policy changes, city-level restrictions | Occupancy falls, yields compress; annualised returns 1%–3%, potential negative months |
| Rate Spike | Rapid interest-rate increases and tighter credit | Asset values down, refinance terms worsen; reduced or suspended distributions |
| Operational Disruption | Vendor failure, cyber event, legal dispute | Temporary suspension of payouts; remediation costs reduce returns |
| Token/Network Stress | Chain congestion, contract issue, custody loss | Delays in transfers/exits; potential permanent loss if keys compromised |
These scenarios are examples only, not predictions. Actual outcomes can be better or worse.
Nothing on this page constitutes investment, legal, tax or accounting advice, nor an offer or solicitation to the public. Consult independent professional advisers before making decisions.