Risk Disclosure

Risk Disclosure

Risk disclosure for tokenised real estate, RWA allocations, lock-ups, liquidity, smart contracts, compliance holds, property operations and possible loss of capital.

Variable Returns Smart Contract & Token Risk Liquidity & Exit Regulatory Change
2026 strict risk framework

Investing may result in total or partial loss.

Livsquare products, RWA allocations, property-linked strategies, tokenised interests, dashboards, AI outputs and target distributions involve material risk. Information is not a guarantee, not a bank deposit, not insurance, not investment advice, not tax advice and not a public offer.

Capital lossPrincipal may be reduced or lost.
Returns varyTargets can underperform materially.
Liquidity limitedNo automatic secondary market.
Docs controlExecuted terms override marketing content.

Capital Loss & Protection Limits

You must assume that capital is fully at risk and that adverse scenarios may reduce or eliminate expected returns.

No guaranteed returnAny target, simulation, projection, dashboard value or AI output is indicative and may not be achieved.
Not a bank depositAllocations are not deposits, savings products or guaranteed cash accounts.
Protection limitsAny protection arrangement depends on product structure, provider, jurisdiction, eligibility and final documentation.
Valuation may fallProperty values, token values, exit values and NAV estimates may decrease.
Fees reduce outcomePlatform fees, exit fees, third-party costs, taxes and operational costs can reduce proceeds.
Losses may be delayedLosses may only become visible after valuation, audit, property event, exit or liquidation.
Strict acceptance

By using the platform, you acknowledge that you can bear illiquidity and the full loss of capital. Livsquare is not responsible for your personal suitability assessment, investment concentration or tax position.

Return Volatility

Returns can fluctuate, be delayed, be reduced to very low levels or become negative.

Underperformance6-month, 12-month or monthly targets are not guarantees and may be missed.
Delayed returnsDistributions may be delayed by operations, tenants, guests, banks, smart contracts or compliance checks.
Low or negative returnsAnnualised returns may fall to low single digits, zero or negative in severe conditions.

Market & Macroeconomic Risks

Real estate and digital asset infrastructure are exposed to broad market and economic cycles.

Interest ratesHigher rates can reduce values, refinancing options and buyer demand.
Demand shocksTravel, employment, regulation or consumer confidence shocks can reduce occupancy and pricing.
Credit tighteningTighter credit conditions can impair acquisitions, exits and refinancing.
GeopoliticsConflicts, sanctions, pandemics or natural disasters may disrupt operations.
Market cyclicalityReal estate downturns can be prolonged and uneven by location or asset class.
Cost inflationHigher labour, energy, maintenance, insurance or financing costs can reduce net returns.

Property-Specific Risks

Underlying properties may underperform because of vacancy, repairs, regulation, valuation or asset concentration.

VacancyTenant or guest demand can fall below projections.
CapexUnexpected repairs, insurance, defects or upgrades can reduce returns.
LicensingShort-let, planning, tax or licensing rules can restrict strategy.
Valuation riskAppraisals may be wrong and forced sales may realise lower values.
ConcentrationExposure to one property, city, operator or strategy increases variance.
Counterparty defaultTenants, guests, suppliers, lenders or partners may fail to perform.

Operational, AI & Third-Party Risks

Operational systems, AI tools, vendors, payment partners and infrastructure may fail or produce imperfect results.

Partner riskDistributors, agents, banks, payment rails, custodians, suppliers and technology vendors may fail.
AI errorAI-assisted pricing, risk, support or property workflows may be inaccurate or incomplete.
Cyber riskBreaches, phishing, malware, outages or third-party failures may interrupt services.
Execution riskHuman error, delays, process gaps or key-person risk can reduce returns.
Provider outageCloud, CDN, CRM, analytics, blockchain or payment infrastructure can be unavailable.
Data riskDashboards may contain errors, delays, estimates or incomplete third-party data.

Tokenisation, Wallet & Smart Contract Risks

Tokenised interests and on-chain records involve technology, custody, network and legal-characterisation risks.

Contract vulnerabilitiesBugs, exploits, oracle failures or admin errors can impair functionality or funds.
Network riskCongestion, forks, validator failures and fee spikes can delay or prevent actions.
Custody riskLost keys, compromised wallets, unsupported networks or wrong addresses can cause irreversible loss.
Legal characterisationTokenised interests may be treated differently under changing laws.
Secondary liquidityNo robust market, buyer, exchange listing or transferability is guaranteed.
On-chain privacyBlockchain data can be public, permanent, traceable and difficult to correct.

Liquidity, Lock-Ups & Early Exit

Liquidity is limited. Allocations may be linked to specific properties or income strategies and may not be quickly unwound.

01Lock-up6, 12 months or another term in product documents.
02Property linkCapital can be committed to specific property income.
03Exit requestInternal or on-chain request enters a queue.
0430–45 daysProcessing period applies without automatic acceleration.
05Final checksCompliance, liquidity, fees and payment rails control release.
Strict early-exit position

Early exit is not guaranteed. If permitted, the standard processing period is thirty (30) to forty-five (45) calendar days and may require unwind, replacement, reassignment or rebalance of a property-linked allocation. A 25% early-exit fee may apply unless executed documents state otherwise. No investor has an automatic right to accelerated settlement.

Compliance Holds, KYC/KYB & Payment Restrictions

AML/KYC, sanctions, wallet screening, source-of-funds checks and payment controls may delay or block activity.

KYC/KYB failureIncomplete, expired, inconsistent or false documents can cause restriction or closure.
Wallet riskSanctions, mixer, scam, darknet or stolen-fund exposure may trigger a hold.
Banking controlsPayment partners may delay, reject, return or freeze transactions.
No tipping offWe may be prohibited from explaining suspicious-activity reviews or reports.
Record retentionCompliance records may be retained despite closure or deletion requests.
Refusal rightLivsquare may refuse onboarding, deposits, withdrawals, transfers or payouts.

FX, Inflation & Cost Risks

Currency movements, inflation, fees, conversion costs and operating expenses can reduce net returns.

FX movementGBP, EUR, USD or crypto-denominated values may move against your base currency.
InflationMaintenance, utilities, labour, taxes and insurance can rise faster than revenue.
Costs and feesExchange, banking, network, platform, legal, tax and exit costs may reduce proceeds.

Distribution & Reporting Risks

Distributions are not guaranteed and may depend on cash flow, reserves, audits, compliance and operational timing.

Payment delayDistributions can be delayed or withheld.
Dashboard estimatesMetrics may be unaudited, delayed, rounded or based on third-party data.
Reserve policyCash may be retained for repairs, tax, fees, liquidity or compliance needs.

Stress Scenarios

Multiple risks can occur at the same time, increasing losses and reducing exit options.

Severe scenario

In a severe scenario, occupancy can fall, costs can rise, valuations can decline, exits can be unavailable, compliance reviews can delay payments and net results can become negative.

Investor Responsibilities

You are responsible for suitability, diversification, tax advice, wallet security and accurate information.

Assess suitabilityOnly participate if you understand and can bear the risks.
DiversifyDo not rely on Livsquare as your only investment or liquidity source.
Protect credentialsYou are responsible for wallet keys, account access and device security.
Provide accurate dataFalse or incomplete information can trigger account action.
Seek tax adviceYou are responsible for tax filings and local legal compliance.
Read all documentsExecuted documents and account terms control your rights and obligations.

No Advice, No Offer & Document Priority

Website content is general information only and does not replace professional advice or executed transaction documents.

Strict legal position

Nothing on this page or platform is investment, legal, accounting or tax advice. Nothing is a public offer or solicitation where unlawful. In any conflict, executed agreements, subscription documents, product terms, risk disclosures and mandatory law prevail over website content, dashboards, marketing, AI outputs or support communications.

Operator & Group Company Framework

Livsquare services may involve different operating entities and approved providers depending on domain, product, jurisdiction and final documentation.

livsquare.co.ukLIVSQUARE FAMILY OFFICE and GET IN LETTINGS LIMITED · 793 Commercial Rd, London E14 7HG, United Kingdom.
livsquare.xyzLIVSQUARE CAPITAL INC · Level 12, One Peking, Peking Rd, Tsim Sha Tsui, Hong Kong.
Multiple companies and providers

Livsquare services may involve multiple group companies, affiliated entities, operating partners, service providers, technology providers, property operators, payment processors, custodians, compliance providers, professional advisers or other approved third parties, depending on the product, jurisdiction and service. Each entity or provider is responsible only for the activities it controls, unless executed documents state otherwise.

Contact

Questions about risk disclosures can be sent to Livsquare support before you make any decision.

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